New Year's Resolutions

If you've been spending a monthly fee on a gym membership but have become somewhat fuzzy on exactly where the gym is, it's time to get out of it. If you're on a contract, find out if there is a way to get out of it. If you're on a month-per-month basis, end it now. Let's face it: if you've been not going to the gym for a prolonged period of time despite the fact that your hard-earned cash is making it to their hot little palms every month, you're probably not going to start going just because you've ripped the last calendar page off of 2008.

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